Wednesday, March 31, 2010
Germania Local Chapter Meeting
Our Local Chapter 435 meeting will be held on Sunday, April 18th, at the Verdi Community Center at 1:00 PM. We will serve a meal. Our District Director, Bruce Germer, will be on hand to address our members. After a short business meeting, we will have door prize drawings and dessert. All Germania members from the Atascosa Area Local Chapter #435 are invited to attend the meeting. If you need directions to the Verdi Community Center or would like to RSVP for your family, please call Randall or Lillian at 830-569-3114. We hope to see you on the 18th!
Thursday, March 18, 2010
Law Enforcement Instant Insurance Verification
Texas Sure, the vehicle insurance verification program, is the program that the DPS and other law enforcement agencies will now use to verify insurance information instantly. Insurance companies are now reporting insurance information to Texas Sure. The officer will be able to verify insurance information on each vehicle using the license plate number or the Vehicle Identification Number (VIN).
A client called yesterday because he recived a letter from Texas Sure regarding one of his vehicles. The information that the insurance company was reporting did not match the title information. It was easy to check the VIN numbers and determine that the VIN information on the policy was incorrect; two numbers had been transposed. We were able to correct the VIN number on his policy so that it would match the title and the other information available to Texas Sure and the law enforcement officers. This could potentially prevent a ticket for no insurance on this vehicle.
It might be a good idea for all vehicle owners to double check the information on your insurance cards now that Texas Sure is operational. Take a look at the policy declaration page or Insurance ID card and check the VIN numbers on it against the VIN number on the dash of the vehicle. If the numbers don't match, call your agent or insurance company and have them corrected.
Title information will also need to be correct now with Texas Sure and the DOT. For instance; if a title has not been transferred on a vehicle, Texas Sure may look up the insurance information for the prior owner. If the prior owner sold the vehicle and removed it from his policy, the vehicle may show up as uninsured even if the new owner has a policy on it.
Just having an Insurance ID card will no longer be enough. Texas Sure will be able to determine if the ID card is still in-force and effective. It will be more important than ever to make sure the information on the vehicle title and insurance policy is correct.
In Texas, 20% of the vehicles on our roads have no insurance coverage. That is 1 in every 5 cars and trucks. Law abiding Texans are paying an estimated $1 billion in optional insurance coverage to protect themselves against uninsured and underinsured motorists.
A client called yesterday because he recived a letter from Texas Sure regarding one of his vehicles. The information that the insurance company was reporting did not match the title information. It was easy to check the VIN numbers and determine that the VIN information on the policy was incorrect; two numbers had been transposed. We were able to correct the VIN number on his policy so that it would match the title and the other information available to Texas Sure and the law enforcement officers. This could potentially prevent a ticket for no insurance on this vehicle.
It might be a good idea for all vehicle owners to double check the information on your insurance cards now that Texas Sure is operational. Take a look at the policy declaration page or Insurance ID card and check the VIN numbers on it against the VIN number on the dash of the vehicle. If the numbers don't match, call your agent or insurance company and have them corrected.
Title information will also need to be correct now with Texas Sure and the DOT. For instance; if a title has not been transferred on a vehicle, Texas Sure may look up the insurance information for the prior owner. If the prior owner sold the vehicle and removed it from his policy, the vehicle may show up as uninsured even if the new owner has a policy on it.
Just having an Insurance ID card will no longer be enough. Texas Sure will be able to determine if the ID card is still in-force and effective. It will be more important than ever to make sure the information on the vehicle title and insurance policy is correct.
In Texas, 20% of the vehicles on our roads have no insurance coverage. That is 1 in every 5 cars and trucks. Law abiding Texans are paying an estimated $1 billion in optional insurance coverage to protect themselves against uninsured and underinsured motorists.
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